About Pacific Ocean Bank

Building trust, delivering excellence, and serving our community since our foundation.

Our Story

Pacific Ocean Bank was established with a clear vision: to provide premium banking services that combine the personal touch of a local bank with the sophisticated capabilities of a global financial institution.

Based in the heart of Sheffield City Centre, we serve individuals, families, and businesses across South Yorkshire and beyond. Our commitment to excellence, security, and customer service has made us a trusted partner for thousands of customers.

We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, ensuring the highest standards of regulatory compliance and customer protection.

Our Location

2nd Floor, 32-36 Fargate
Sheffield City Centre
Sheffield, S1 2HE, UK

Business Hours:
Monday–Friday: 9:00 AM – 5:00 PM
Saturday–Sunday: Closed

Our Journey

2015

Foundation

Pacific Ocean Bank was established in Sheffield, focusing on corporate and personal banking services.

2017

FSCS Protection

Became a member of the Financial Services Compensation Scheme, providing up to £85,000 protection per depositor.

2019

Digital Transformation

Launched our advanced online banking platform with mobile app, bringing banking convenience to our customers.

2021

Corporate Expansion

Introduced comprehensive corporate banking solutions including multi-currency accounts and treasury management.

2024

Today

Serving thousands of customers with premium banking services, advanced security, and unwavering commitment to excellence.

Our Mission

To provide exceptional banking services that empower our customers to achieve their financial goals. We combine innovation, security, and personalized service to deliver banking excellence.

Our Vision

To be the premier banking partner in South Yorkshire, recognized for our commitment to customer satisfaction, financial security, and community engagement.

Leadership Team

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James Mitchell

Chief Executive Officer

20+ years in banking and finance

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Sarah Thompson

Chief Financial Officer

Expert in corporate treasury management

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David Roberts

Chief Technology Officer

Leading digital innovation in banking

Regulatory Compliance

FCA Regulated

Authorised and regulated by the Financial Conduct Authority

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FSCS Protected

Deposits protected up to £85,000 per person, per institution

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AML Compliant

Strict anti-money laundering and compliance procedures